You should never use someone else's credit card without the person's permission. It is not as simple as just swiping the card to make a purchase. This is considered credit card fraud. It covers a variety of offenses, such as stealing credit card information, opening accounts in another person's name and physically using a stolen credit card to make purchases. Read on find out how to avoid jail time for credit card theft.
Chapter 13 bankruptcy provides homeowners with a number of tools they can use to avoid losing their homes to foreclosure. One of those tools is a process called lien stripping, which has the power to eliminate second and third mortgages, which can significantly reduce what homeowners owe and make their homes more affordable again. Here's more information about how this procedure works.
Only Underwater Homes are Eligible
Lien stripping essentially turns a secured debt (e.
Drowning in debt can affect your whole life, from your job to your personal relationships. A bankruptcy can alleviate some of the strain, and knowing what to expect before the process begins can calm you even further. The bankruptcy details described here will inform you about what this process could mean for your present and future.
1. Realize Bankruptcy May Not Erase All Debt
A common misconception from people unfamiliar with bankruptcy is that once you've filed the papers, all your debt is gone.
If you are injured at work, there are things that you are going to need to do in order to make sure that you get your workman's compensation and to help your case if you have to go to court to get the money that you may be entitled to. Making sure that you do all those things will help your case when it's time to make sure that you get what you need.
Starting over after going through a traumatic situation can be difficult, especially if you are still emotionally damaged. For instance, if you went through an abusive marriage and finally found the strength to get out of it, it can still affect your life. If you have found that it is hard to emotionally move on after being divorced for a while, making changes in your life might push things on the right track.